You have real questions. We have real answers.
How do you get paid?
After listening to our clients, what we’ve heard is they value straight-forward, predictable, and reasonable costs.
What you pay matters to us.
It is important that we are smart with your money. We feel it is your right to know exactly what your cost is so there are no unexpected or unexplained costs. We are always looking for the most cost-efficient, high-value ways to manage your assets.
We believe it is best when your interests and ours are the same. Your cost is based on a small percentage of the assets we manage for you. By eliminating any potential conflicts of interest, you know when we share advice you can trust it is what is best for you and your family. This can give you the confidence that we are putting you first.
Why should you work with us?
Within minutes of meeting our team, you’ll notice we are thoughtful, approachable, and enthusiastic.
We invest time in understanding you and your goals.
Our clients work with us because we genuinely care about them.
Kathy is a CERTIFIED FINANCIAL PLANNER™ professional and has built strategies for the most complex scenarios. She has over 30 years of experience helping people reach their financial goals.
Eric began his career learning from some of the industry’s top investment management companies. He learned directly from portfolio managers and that experience has proven to be immeasurable.
How would you help me reach my goals?
We must first understand your goals.
You can expect us to invest time into asking questions and understanding you, your goals, and your unique circumstances. We will build a personalized investment strategy tailored to achieve your unique goals.
We keep frequent communication and make adjustments when necessary. The smartest financial strategy turns foolish if it ignores the changing environment around it. That is why we keep in touch and ask you to let us know when major events happen in your life.
Honest Feedback. You can count on us to share with you if any adjustments need to be made.
What investments do we use?
The investments we use are similar to tools in a tool belt. Some circumstances call for a screwdriver while others call for a tape measure.
We create personalized investment strategies around your goals and your life.
We then use the appropriate tools to solve for your unique circumstance.
What we do not do, is use a one size fits all approach. We do not squeeze everyone we work with into a one size fits all strategy. We believe there is a better way to help you reach your goals.
You can count on us to use our talent, experience, and knowledge to use the right tools, at the right time, for the right reasons to help you reach your goals.
What is your process?
- Learn about each other
This is the time for us to get to know you and also for you to get to know us. There is no such thing as too many questions. Our first meeting or conversation will be first to get to know and understand what you wish to accomplish. We can there help determine if we are best suited to help you get there.
2. Build a personalized strategy
We cannot build a personalized strategy without first understand you. Our evaluates your goals and resources then analyzes the potential challenges you could encounter. The result is a tailored retirement strategy built for you, no one else.
We then put to strategy into action.
4. Assess and monitor
You can expect to have an in depth meeting at least every year. This is critical to keeping your strategy on track. Subtle adjustment can come up from time to time. Even though we may only speak a few times a year, our team has an detailed process to monitor, evaluate, and adjust several times throughout the year.
What are your services?
- Legacy and multigenerational family planning
- Asset allocation & portfolio creation
- Investment Evaluations i.e stocks, bonds, mutual funds, annuities… etc.
- Income Preparing & Implementing
- Risk Analysis
- Cost Assessment
- Estate planning
- Financial planning
- Tax Loss Harvesting
- Tax Efficiency Maximization
- Trusts (both living and special needs)
- Retirement planning
- Social Security Assessment
- Charitable Giving
- Saving for College Expenses